Can I just say how thankful I am that I have a great job and how even more thankful I am for my friend who helps me get contractual side work? Daycare and medical expenses are eating my lunch, literally. I understand how people can get into major debt if you don't stick to your budget. I'm going to have to make some major sacrifices including Gracie's Mommy & Me dance class so that we are not continuing to delve into our savings. Needless to say, I am counting down until Gracie is not in daycare anymore (or less expensive Ready! Set! Start!). I am also praying that my car can last for another 2 years (it has had a couple of minor issues this past couple of weeks) and that my parents' fridge that they gave me keeps on trucking for at least a year more. There was a time when I was considering putting Gracie in Catholic school, but financially, I'm leaning more towards public elementary school and then maybe private middle school. Who knows what will happen then. I think I'm gonna buy a lottery ticket tomorrow.